UK Pension Consolidation – Wealth Planning for High Performers

Confident retirement starts here

Consolidating pensions reduces fees, avoids lost pots, and ensures your money is working harder for your future. Let’s build a clear, tailored plan together.

Financial Planning Checklist

We compare your new pension to all major pension providers, including the ones listed below

pension optimisation and consolidation

Consolidating your pensions can help reduce fees, improve investment performance, and give you a clearer picture of your retirement income. Our pension optimization strategies ensure your savings are aligned with your goals, tax-efficient, and ready for the future. Gain confidence and control over your retirement plan.

Advice & Services

Free Review & Expert Strategy for Your old Pensions

Pension
Reviews

Having an expert look over and review your old pensions can save you time and money. Do you have protected tax free cash available? Are your old pensions best left where it is? These are questions you need to know the answer to before consolidating or relinquishing old pensions.

Pension
comparisons

We will help you analyse your old pensions. If we decide together that your old pensions are not working for you and if they are not best left in place, we help you make the BEST choice for your new pension, and help you to make sure any new pension is invested in funds with a risk/reward level that is appropriate for YOU.

Pension consolidation advice

If (and only if) your old pensions don’t make sense for you or are costing you high fees and less in retirement, we will guide you through the process of consolidating them in one, easy to manage pot, which can be reviewed daily on our state of the art app, allowing you access and oversight at your fingertips

Pension
withdrawal advice

The UK pensions landscape is now more flexible than ever before BUT that means you need to make the right decision on when to withdraw and how. We work with you to make sure your withdrawal strategy is tax optimised so that you don’t lose out in retirement.

Goals based Financial Planning

Our advisers help you to make the most of your financial situation – whatever that might be. We look at your specific situation holistically, so as to make sure you are achieving your savings and retirement goals

Inheritance planning

New UK legislation means pensions may be subject to Inheritance Tax in future. We help you navigate strategies to reduce or mitigate tax on your loved ones.

Free initial call

We start with a free initial call to understand your situation and what YOU want to achieve. If nothing else, this call will allow you to get more understanding of your options. You can then decide whether you wish to continue working with our expert team to make sure your planning is done right or to leave things as they are.

About

trusted financial advisers serving clients across the UK

FCA Regulated

Authorised and regulated for your peace of mind and financial protection.

10+ Years Experience

Get expert advice at no cost—your initial consultation is completely free with no hidden fees.

98% Client Satisfaction

A trusted reputation built on service, results, and long-term relationships

Nationwide Reach

Serving clients locally and remotely -wherever you are, we’re here for you.

Why Choose Us?

Trusted Guidance.
Proven Results.

Free initial chat

Start with a free initial chat to explore your pension and retirement options.

Pension analysis & written strategy

Receive a detailed pension analysis and a personalized written strategy for a secure retirement.

Implement plan with ongoing reviews every year at no extra cost

We implement your plan with yearly reviews—at no extra cost.

4 out of 120+ customers

What our clients say

Great communication by Ben. He simplified and answered all questions that I had. I would absolutely recommend him to family and friends and use him again myself in the future

Ben was great! He was very informative, approachable and thorough with all the recommendations he gave me. He explained things clearly and broke it all down in “lay man terms”. He was very professional and he sent me through a very clear email with all my options. I’ve already recommended Ben to some of my current work colleagues!

Incredibly helpful adviser - Great overall service and advice

Ben provided excellent advise about consolidating my pensions into one pot which has been performing very well. Very knowledgeable adviser

Listened to what I was hoping to get from my pension i.e. decent growth and recommended a strategy

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Pensions Experts Ready to Help YOU with

From retirement planning to investment strategy, we simplify your financial path with expert guidance.

Frequently Asked Questions

What’s the cost?

We offer a free initial consultation to help you understand your options as well as potential pitfalls. After that, any implementation costs are fully transparent and tailored to your needs, with no hidden charges.

Will it be easier for me to have all my pensions brought under one roof with ongoing monitoring?

If we decide together that you would be better off transferring out of some or all of your pensions, we can consolidate them into the best investments for you, allowing you a better oversight of your retirement planning in ONE place and on ONE app that you can check daily.

How long does it take?

We suggest an initial call to understanding your full situation and what you are aiming to achieve. Everyone’s planning is different. Our experts aim to ensure you have a bespoke solution tailored for you, with the goal of achieving the retirement that’s right for you.

Who will I be speaking to?

Our team are expert financial planners and advisers, Level 4 DipPFS qualified and regulated by the UK Financial Conduct Authority. Our advisers work with the biggest Wealth Management company in the UK to find solutions that will make the most of your pensions in retirement

Is there any obligation?

There is no obligation. There is a free initial call where you can learn about us and how we work while at the same time gaining information about your situation and what you need to know to plan effectively.

How does the process work?

The first step is for our regulated advisers to look at your current pensions and any investments. We check whether they are actually working for you or if you would be better off moving to a different provider. If your current pensions are better than any alternatives then UK Consumer Duty rules mean they must be left as is. If however you are being charged high fees and your pensions are not performing as well as they should be, we can look into the best alternatives together.

Are your advisers regulated?

Your initial call will be with an FCA regulated Financial Adviser (DipPFS Level 4 qualified) who has many years of professional experience in Finance and Investments. We work with a FTSE 100 platform and the largest Wealth Manager in the UK.

How do I start?

Fill in the questionnaire appointment and one of our expert regulated advisers will reach out to help you with finding the best solutions.